Who We Are

NCC is a leader in providing award-winning software, credit and compliance solutions, and cutting‑edge data to the automotive industry for over 30 years. Our solutions help dealerships streamline their operations, enhance their finance and insurance (F&I) processes, and drive profitability. We are looking for individuals who thrive in a high‑growth environment.

Who We Are

Overview

We are seeking an experienced Senior Product Manager to own Credit, Compliance & Fraud (CCF), the pillar that protects every transaction on the NCC platform, which serves automotive dealerships nationwide. You will share equal ownership across three disciplines: credit decisioning, compliance automation, and fraud prevention, ensuring that dealers and lenders can move fast without taking on unacceptable regulatory or fraud risk. This is a high‑impact role for an experienced product leader who thrives on regulatory nuance, AI‑native product delivery, and the protection of dealers and lenders while enabling growth across the automotive retail and finance ecosystem.

What You’ll Do

Credit Decisioning

Own the roadmap for credit decisioning capabilities that connect dealerships to lenders
Partner with lenders and credit bureaus to improve approval speed and accuracy
Define success metrics for decisioning speed, accuracy, and approval rates

Compliance Automation

Ensure FCRA, TCPA, ECOA, and TILA requirements are built into every release, not bolted on after the fact
Partner with Legal and Compliance to evaluate new regulatory guidance and translate it into product requirements
Own compliance sign‑off and audit‑readiness for every CCF release

Fraud Prevention

Own the roadmap for fraud detection and prevention capabilities that protect dealers and lenders from identity theft and application fraud
Define success metrics tied to fraud loss reduction and false‑positive rates
Partner with fraud operations to translate emerging fraud patterns into product requirements

AI-Native Delivery & Execution

Ship AI‑native capabilities, features where AI is the core value proposition, not a bolt‑on, across credit, compliance, and fraud workflows
Conduct dealer and lender interviews to surface unmet needs across all three disciplines
Write clear specs and acceptance criteria for the dedicated CCF Engineering Pod
Partner with adjacent product teams so CCF strengthens the broader platform and deal experience

What You’ll Have

Experience: 5-8 years of product management experience, with direct experience in credit decisioning, compliance automation, and fraud detection
AI‑Native Delivery: Proven track record of shipping AI‑native products, not managing AI efforts from a distance
Regulatory Fluency: Hands‑on experience with FCRA, TCPA, ECOA, and TILA compliance requirements
Current AI Tool User (non‑negotiable): Must be actively using AI tools (e.g., ChatGPT, Claude, Copilot, Cursor, v0) in your work today, not just "familiar with" them
Industry Background (non‑negotiable): Direct experience in automotive retail, dealer software, or closely related regulated fintech/lending
Technical Literacy: Comfortable with SQL, dashboards, and product analytics tools

Education

Bachelor’s degree in Business, Engineering, Computer Science, or a related field required.

Key Success Metrics

Credit decisioning speed and accuracy at the point of transaction
Reduction in compliance exceptions across FCRA, TCPA, ECOA, and TILA
Reduction in fraud losses and false‑positive rates
Successful delivery of AI‑native CCF capabilities across all three disciplines

What We Offer

Competitive pay
Unrestricted PTO
Comprehensive benefits package, including health, dental, and vision insurance
401(k) plan
Professional development opportunities and continuous training
A supportive and dynamic work environment with opportunities for growth and advancement

We are an equal employment opportunity employer and a drug‑free workplace.

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